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Nonprofit Retirement Resource Center

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403b Advisor Info

401k Advisor Info

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  • Update on IRS Rules & Regulations. On December 11, 2008, the IRS released Notice 2009-3 that provides relief during 2009 for sponsors of 403(b) plans regarding the requirement to have a written plan document in place by January 1, 2009. Click here for a comprehensive summary of the IRS "relief" plans.
  • Relief Given To a 403(b) Written Plan Document Written Plan Relief: 403(b) Plan Sponsors Get Relief From Immediate Compliance By: Robert C. Sproule, Esq.Senior Counsel, MetLife
  • 403(b)wise . The Leading Source of 403(b) Information on the Web403(b)wise was launched in March 2000 by Dan Otter and John Moore, two educators fed up with the lack of objective 403(b) information available to participants.
  • 403b Practical Implications Much of the initial attention following the release of the final 403(b) regulations in late July 2007 has been focused on the implications they will have on the public sector and, more specifically, their impact on public school districts and public universities. The new regulations will also profoundly impact the way 403(b) plans are run by 501(c)(3) organizations.
  • 403b Plan Sponsors Guide and Other Info from Principal Financial Group When the IRS issued proposed regulations for 403(b) plans in November 2004, many of the proposed provisions, which were intended to replace over 40 years of piecemeal and often outdated guidance, were quite controversial among plan sponsors and providers of annuity contracts and 403(b) mutual fund custody accounts. But since such regulatory proposals tend to change before being finalized, most plan sponsors decided to wait for the final regulations to be published before making major changes to their plans.
  • Diagnostic ToolThe Principal® has developed this interactive 403(b) diagnostic tool to help employers consider steps they may need to take to comply with the final 403(b) regulations.
  • IRA Retirement Plan Alternatives for Employers The information should be considered a general overview of the IRA alternatives available to employers, and should not be considered a complete representation of all of the retirement plan alternatives, employer responsibilities or participant provisions available. Employers looking to establish a retirement plan should consult their legal and financial counsel to obtain a complete listing of the alternatives and the responsibilities involved with establishing and maintaining an employee retirement plan.
  • SocialK Social(k) has partnered with ExpertPlan to provide a groundbreaking paperless retirement platform for 401(k) and profit sharing plans. Our goal is to offer a broad selection of SRI mutual funds for companies to choose from.

AXA Advisors 
5 Maxwell Drive, Suite 100 
Clifton Park, NY 12065 
p. (518) 373-7336 
We are a full-service financial firm committed to helping people pursue their financial goals. We offer a wide range of financial products and services to individuals and business owners. We believe you will be better able to identify your goals and make sound decisions to help reach them by our providing sound financial information. Please call us if you have any questions about our firm or the range of financial products and services we provide. Focus on Mid Hudson Valley & Upstate New York. 

What Members Are Saying: "I wanted to let you know that our organization has signed up with the Hartford plan available through AXA as a member of NYCON.  This was exactly what our organization was looking for – a plan that our staff could use, but would not be an expense to the organization.  Not having to be concerned with Form 5500 and other obligations is what other small organizations are looking for." - Diana Bennett, Executive Director, Scotia-Glenville Children´s Museum

Please note: AXA is not an Endorsed Corporate Partner


Capital Financial Planning
NYCON Corporate Member
6 Tower Place
Albany, NY 12203
(518) 867-400
Arthur P. Forget, MBA, Vice President

Arthur joined the financial services industry over 6 years ago. Arthur holds a Masters of Business Administration from the College of St. Rose in Albany, NY. He has completed a Master’s Certificate in Financial Planning and is currently studying toward the Certified Financial Planner® certification.. Arthur is focused on assisting business owners and young professionals. He seeks to forge strategic partnerships with professionals in complementary industries so that clients might receive a high level of attentive service to their holistic needs. Arthur works with companies to establish 401(k) and other retirement plans for employee recruitment and retention. A community volunteer who enjoys making a difference for others, Arthur lives in Latham and enjoys golf.
"I am focused on attention, service and commitment to my clients. I am looking to establish long term relationships built on trust, integrity and customer service."

Please Note: Capital Financial Planning is not an Endorsed Corporate Partner


VALIC Financial Advisors, Inc. 
Frank Booth,  Vice President Retirement Plans Consultant
North Atlantic Region
135 Route 202/206, Suite 13  
Bedminster, NJ 07921
Ph. 860.480.6068
F. 860.231.0423

VALIC provides among the most comprehensive services in the industry - services designed to improve plan administration for you and help your employees make wise decisions about money and retirement.  We currently help over 25,000 employers with their retirement plans. For consistency of service throughout the state of New York, VALIC advisors are located upstate in Albany, west to Buffalo, and down state in New York City and Long Island.

What Nonprofits Are Saying: “The Central Park Conservancy has enjoyed a 15 year relationship within VALIC as the exclusive provider of retirement planning services for our employees.  One of the driving success factors for us has been the high level of individualized face-to-face service the VALIC Financial Advisors provide to each of our employees on a monthly basis… As our plan has grown, we have performed due diligence, and explored other options available to us in the marketplace. After 15 years, we remain convinced that VALIC provides the right balance of investments and services to help guide our employees to a successful retirement.” - Stephen Spinelli CFO CentralPark Conservancy

VALIC Retirement FAQs
VALIC Retirement Plans (Brochure) 

Please note: VALIC is not an Endorsed Corporate Partner

Disclaimer: The New York Council of Nonprofits, Inc. (NYCON) disclaims all current and future liability for the use of any retirement product offered to the membership of NYCON eliminating said membership rights and recourse solely and exclusively to the retirement vendor that member specifically chose by board action or other. Should questions or concerns about your retirement product be forthcoming please direct all inquiries to respective retirement vendor; pursuing their respective complaint procedures and liability limitations contained in the retirement product that you purchased directly from them. NYCON makes no claim or guarantee of warrantee for any retirement product and instead cautions the member purchasing specific retirement product to perform their own respective due diligence analysis on said warrantees and their own respective rights and liabilities under their respective retirement product that they have purchased. For all intents and purposes, any retirement product purchased by a member of NYCON is purchased “as is.”

NYCON develops and promotes an effective and vibrant charitable nonprofit community throughout New York State.  We strengthen organizational capacity, act as an advocate and unifying voice, help to inform philanthropic giving, and conduct research and planning to demonstrate relevance and impact.